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Trafford Hongkongers CIC 及英國港僑協會 ,聯同 United HongKong Business Association,再次邀請到 Cupcake Mortgage 嘅 Jeff Lui (CeMAP Mortgage Advisor 英國持牌按揭顧問) 為大家講解點樣喺英國申請90%按揭,以及分享如何被銀行拒批按揭後變合格貸款嘅真實個案。我哋亦請到 Ray Chan (UK Paralegal 英國法律助理)親授喺英國置業時嘅法律防坑指南。
Trafford Hongkongers CIC 及英國港僑協會 ,聯同 United HongKong Business Association,再次邀請到 Cupcake Mortgage 嘅 Jeff Lui (CeMAP Mortgage Advisor 英國持牌按揭顧問) 為大家講解點樣喺英國申請90%按揭,以及分享如何被銀行拒批按揭後變合格貸款嘅真實個案。我哋亦請到 Ray Chan (UK Paralegal 英國法律助理)親授喺英國置業時嘅法律防坑指南。
In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.
How Does Telegram Make Money?
Telegram is a free app and runs on donations. According to a blog on the telegram: We believe in fast and secure messaging that is also 100% free. Pavel Durov, who shares our vision, supplied Telegram with a generous donation, so we have quite enough money for the time being. If Telegram runs out, we will introduce non-essential paid options to support the infrastructure and finance developer salaries. But making profits will never be an end-goal for Telegram.